Risk Mitigation/Insurance

When growing personal net worth or building a business, most people are solely focused on the upside potential. However, as your successes increase, it becomes equally important (if not even more important) to mitigate your risks. Whether that involves the use of life insurance, property and casualty insurance, a captive insurance company, or other related tools, the goal remains the same, protect your downside exposure in the most strategic and cost-effective way possible. Risk mitigation experts on our team match clients’ needs with the best available products and strategies in the marketplace.

Insurance Strategists, Not Insurance Salespeople.
A Vital Part of a Well-Diversified Portfolio

You already know how important diversity is to your overall net worth. Diversification helps reduce risks, generates less correlated returns, and provides the potential for future income. However, you may not have considered the vital role that insurance can play in your overall diversification analysis. When used properly, and in conjunction with the need for coverage, the investment components and tax preferential treatment of many insurance policies can serve as a vital part of a well-diversified portfolio. Insurance can also play an important role in long-term retirement, health care, and cash flow planning.